Florida Workers' Compensation
INTRODUCTION TO FLORIDA WORKERS’ COMPENSATION
This information explains some of the possible benefits under the Florida workers’ compensation system, which can be found at Chapter 440 of the Florida Statutes.
In order to qualify for benefits, you must have an injury that arises out of the course and scope of your employment. What this means is that the accident must have happened on the job while you are doing a task that was required by the employer. Although most on-the-job accidents occur on the premises, an errand being run for the employer at their request may also be covered under the Florida workers’ compensation system.
Please keep in mind that this is a “No Fault” system; you can be totally at fault or no one can be at fault and you are still be entitled to the benefits. However the benefits are limited.
The basic benefits are as follows:
• Income benefits: temporary total disability (TTD), temporary partial disability (TPD), permanent partial disability benefits (PPD) impairment benefits (IBs) or permanent total disability (PTD) benefits.
• Medical benefits and these include doctor’s visits, hospital treatment, prescriptions, therapy and medical equipment.
Typically, the injured worker is entitled to TTD benefits until the worker is released by the treating physician. At that time the doctor will assign a permanent impairment rating and this entitles the injured worker to impairment benefits (IBs). The majority of impairment ratings fall between 5% and 10%. If your injury is severe enough you may be entitled to permanent total disability (PTD) benefits.
Under this system there is NO benefit for pain and suffering and there is also NO right to a jury trial as all matters are handled by a Judge.
While the system is confusing, my office can help you navigate the system to obtain all possible benefits that are available under the system.